If you have any experience with a non-Volvo extended warranty provider could you please reply. I am considering two different providers (Warranty Warehouse and Warranty America) and could use some feedback before signing up. My concern is I want to continue to use my Volvo dealer for service, and I feel that they are a little higher priced than other repair shops ... do these (or other) providers really pay the repairs (claims) without issue, or do they only pay a "customary fee" for each repair. Of course the Sales people say there will not be problems with claims ;-) Thanks in advance!